Welcome to the Entrust Insurance Blog
Our goal is to provide tips, advice and information on how to live your best life without worry!
Collision Insurance: What It Is & How to Know If You Need It
Collision insurance is an optional auto insurance coverage that helps to cover the costs associated with your vehicle when you are in an accident. While it’s an optional coverage option in Michigan, the vast majority of lenders who finance leases and auto...
Winter Driving: Does Your Michigan Auto Insurance Have You Covered?
While it isn’t technically winter just yet, the Michigan weather suggests otherwise. Snow on the ground, temperatures below freezing, it all makes for less than ideal driving conditions. According to the US Department of Transportation, more than 115,000 people are...
What Is Home Warranty Insurance & What Does It Cover?
For many, your home is your most expensive asset you will ever own. And that’s not just the general structure of the home, but all the appliances and assets inside. An optional coverage many consider, is home appliance insurance also known as a home warranty. This...
What You Should Do If You Get into an Auto Accident
No one wants to be in an auto accident, however there are roughly 6 million car accidents each year, which is roughly 16,000 per day. According to the CDC, auto accidents are the second most common cause of injury in the US, behind only...
The Top Money-Saving Tips for Homeowners Insurance
We recently spent some time breaking down ways you can save on your auto insurance policy and now it’s time to look at money saving tips for your homeowner’s insurance policy. While some of the tips for auto apply to your home insurance, there are...
Homeowner’s Insurance 101: What You Need to Know
In the insurance world, most people (and major insurance companies) focus on insurance policy rates. What often gets overlooked or completely ignored is the substance behind your home insurance policy. In other words, little time is spent understanding what your...
8 Ways to Save Money on Your Auto Insurance Policy
Many simply look for the cheapest rate when it comes to auto insurance. This can be a dangerous approach to coverage, especially as it relates to auto insurance given changes to the no-fault policy. Instead of sacrificing your well-being with minimal coverage and...
What’s the Difference Between Independent Insurance Agents & Exclusive Agents?
Choices. That is the primary difference between working with an independent/broker agent and a captive/exclusive agent. In the former you can choose between various carriers and options for your insurance. On the other hand, when working with an exclusive agent, you...
How Michigan No-Fault Auto Insurance Reform Impacts Medicaid & Medicare Participants
One of the key changes coming from Michigan’s no-fault auto insurance policy reform is your ability to select coverage options when it comes to Personal Injury Protection (PIP). We’ve been talking a lot about Michigan’s no-fault auto insurance reform on our blog, and...
Get Ready: Michigan No-Fault Reform Kicks in July 2
The Michigan No-Fault Insurance reform is set to go into effect on July 2. While the reform was positioned as a cost savings for all auto insurance policy holders in Michigan, that might not actually be true for some drivers. The new reform allows motorists the...
4 Auto Insurance Policy Updates You Should Make as Michigan Opens Up
Insurance related news captured a lot of headlines in response to the COVID-19 crisis. Stay at home orders and social distancing drastically changed our day-to-day lives and therefore our needs as it relates to insurance, specifically auto insurance. Fewer people...
12 Ways to Save Money on Home & Auto Insurance
Given the impact the COVID-19 crisis has had on people in the United States and around the world, many are looking for ways to save money wherever they can. With over 22 million jobless claims as a result of the crisis and more on temporary layoff from work, the...
2020 Michigan Auto Insurance Reform: Dates, Deadlines & What You Need to Know
In Michigan auto insurance can be a pain point for many Michigan drivers, especially in certain zip codes where rates have been rapidly rising over the last few years. As policy prices have continued to rise, the number of drivers without auto insurance has risen with...
Commercial Auto Insurance On The Rise in St. Clair Shores Michigan
Whether you are transporting tools to a worksite or delivering food to customers – companies of all kinds rely on safe and functioning vehicles to serve their customers. If you are using a vehicle for your business, commercial auto insurance is a must! However, there...
Changes to Auto Insurance Premiums in Michigan are coming on July 1st
Drivers will now have a choice when it comes to coverage level and the Michigan Department of Insurance and Financial Services has launched a website to help consumers navigate the process. The website shows the various coverage levels, the paperwork and documentation...
Do you know the importance of umbrella insurance?
With February 11th being Umbrella Day, we want to take time to explain that umbrella insurance is not for umbrellas! Umbrella insurance provides extra liability coverage for you or your business. This helps protect you or your business from large claims or lawsuits...
American Heart Health Month
Knowing the facts about heart disease can help increase your chances of avoiding or overcoming heart disease. The first thing to know is that it can happen at any age. Heart disease occurs more often in younger adults than you may be aware. Higher rates of obesity and...
St. Clair Shores: Generator Safety Tips
Choosing the right generator is the first step in generator safety. Here are a few easy ways to figure out which size generator is best for you, provided by Red Cross. Add up the power requirements of the appliances and devices you will want to use. Add up the wattage...
St. Clair Shores Homeowners Insurance: What is and isn’t Covered
If you have a home, you probably have homeowners insurance. Mortgage lenders usually require it and for good reason. Any big investment should be insured in case something was to happen. What bigger investment can you make than your home? Just because you have...
Tips to Keep Your Pipes from Freezing
St. Clair Shores winters can be frigid. Protect your home from freezing pipes during the cold Michigan days and nights. Before the temperature drops Watch the weather to stay up to date on freezing temperatures, and take the following precautions. Insulate pipes in...
Benefits of Commercial Auto Insurance
Are you a business owner in the St. Clair Shores, Michigan area? Do you provide your employees with vehicles to transport materials, meet clients, etc.? If you have company vehicles, it is important to protect your staff and vehicles with the proper auto insurance....
Stay Safe While Driving on New Year’s Eve in St. Clair Shores, Michigan
Driving Dangers on New Year’s Eve Drinking and driving is the common cause of roadway accidents during the New Year’s holiday. Traditionally, this holiday has been marked by champagne toasts and all-night open bar specials. In Michigan, weather conditions at this time...
The Dangers of Ice Dams
Ice dams are ridges of ice that form on the edges of your roof and block melting snow from draining off your rooftop. Ice dams can cause major damage to your home, including: tearing off rain gutters, loosening shingles, and causing water to back up and drain into...
Winter Driving Tips for St. Clair Shores Michigan
As the winter rolls on, driving in the Michigan snow will become a common occurrence. An ounce of preparation will pay dividends when it comes to staying safe while driving in poor road conditions. Get Your Car Serviced: It doesn’t matter what season we’re in, no one...