Welcome to the Entrust Insurance Blog

Our goal is to provide tips, advice and information on how to live your best life without worry!
What Is Home Warranty Insurance & What Does It Cover?

What Is Home Warranty Insurance & What Does It Cover?

For many, your home is your most expensive asset you will ever own. And that’s not just the general structure of the home, but all the appliances and assets inside. An optional coverage many consider, is home appliance insurance also known as a home warranty. This...

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What You Should Do If You Get into an Auto Accident

What You Should Do If You Get into an Auto Accident

No one wants to be in an auto accident, however there are roughly 6 million car accidents each year, which is roughly 16,000 per day. According to the CDC, auto accidents are the second most common cause of injury in the US, behind only...

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The Top Money-Saving Tips for Homeowners Insurance

The Top Money-Saving Tips for Homeowners Insurance

We recently spent some time breaking down ways you can save on your auto insurance policy and now it’s time to look at money saving tips for your homeowner’s insurance policy. While some of the tips for auto apply to your home insurance, there are...

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Homeowner’s Insurance 101: What You Need to Know

Homeowner’s Insurance 101: What You Need to Know

In the insurance world, most people (and major insurance companies) focus on insurance policy rates. What often gets overlooked or completely ignored is the substance behind your home insurance policy. In other words, little time is spent understanding what your...

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8 Ways to Save Money on Your Auto Insurance Policy

8 Ways to Save Money on Your Auto Insurance Policy

Many simply look for the cheapest rate when it comes to auto insurance. This can be a dangerous approach to coverage, especially as it relates to auto insurance given changes to the no-fault policy. Instead of sacrificing your well-being with minimal coverage and...

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Get Ready: Michigan No-Fault Reform Kicks in July 2

Get Ready: Michigan No-Fault Reform Kicks in July 2

The Michigan No-Fault Insurance reform is set to go into effect on July 2. While the reform was positioned as a cost savings for all auto insurance policy holders in Michigan, that might not actually be true for some drivers. The new reform allows motorists the...

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12 Ways to Save Money on Home & Auto Insurance

12 Ways to Save Money on Home & Auto Insurance

Given the impact the COVID-19 crisis has had on people in the United States and around the world, many are looking for ways to save money wherever they can. With over 22 million jobless claims as a result of the crisis and more on temporary layoff from work, the...

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Do you know the importance of umbrella insurance?

Do you know the importance of umbrella insurance?

With February 11th being Umbrella Day, we want to take time to explain that umbrella insurance is not for umbrellas! Umbrella insurance provides extra liability coverage for you or your business. This helps protect you or your business from large claims or lawsuits...

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American Heart Health Month

American Heart Health Month

Knowing the facts about heart disease can help increase your chances of avoiding or overcoming heart disease. The first thing to know is that it can happen at any age. Heart disease occurs more often in younger adults than you may be aware. Higher rates of obesity and...

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St. Clair Shores: Generator Safety Tips

St. Clair Shores: Generator Safety Tips

Choosing the right generator is the first step in generator safety. Here are a few easy ways to figure out which size generator is best for you, provided by Red Cross. Add up the power requirements of the appliances and devices you will want to use. Add up the wattage...

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Tips to Keep Your Pipes from Freezing

Tips to Keep Your Pipes from Freezing

St. Clair Shores winters can be frigid. Protect your home from freezing pipes during the cold Michigan days and nights. Before the temperature drops Watch the weather to stay up to date on freezing temperatures, and take the following precautions. Insulate pipes in...

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Benefits of Commercial Auto Insurance

Benefits of Commercial Auto Insurance

Are you a business owner in the St. Clair Shores, Michigan area? Do you provide your employees with vehicles to transport materials, meet clients, etc.? If you have company vehicles, it is important to protect your staff and vehicles with the proper auto insurance....

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The Dangers of Ice Dams

The Dangers of Ice Dams

Ice dams are ridges of ice that form on the edges of your roof and block melting snow from draining off your rooftop. Ice dams can cause major damage to your home, including: tearing off rain gutters, loosening shingles, and causing water to back up and drain into...

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Winter Driving Tips for St. Clair Shores Michigan

Winter Driving Tips for St. Clair Shores Michigan

As the winter rolls on, driving in the Michigan snow will become a common occurrence. An ounce of preparation will pay dividends when it comes to staying safe while driving in poor road conditions. Get Your Car Serviced: It doesn’t matter what season we’re in, no one...

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Should I Keep Motorcycle Insurance in the winter?

Should I Keep Motorcycle Insurance in the winter?

As a motorcycle rider, it is hard to see the temperatures drop and the snow start to hit the streets of Michigan. However, an even harder question for some: should I keep my motorcycle insurance during the winter if I am not riding? While you may think you are saving...

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Holiday Travel Tips

Holiday Travel Tips

As if the holiday season wasn’t crazy enough, some folks choose to travel to see loved ones or as a getaway with the time off from work. Those who choose to literally go the extra mile for the holidays are true heroes because the holiday travel scene is crazy....

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Benefits of Having General Liability Insurance

Benefits of Having General Liability Insurance

Chances are you already know that protecting your business with liability insurance is a good idea. What you may not know is that liability insurance can be the key to growing your company in the future. Insurance is more than just a layer of protection – it’s an...

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Holidays: Perfect Time to Test Smoke Detectors!

Holidays: Perfect Time to Test Smoke Detectors!

During the holidays you will be hosting family and friends at your home. You might be cooking food, lighting candles, or lighting a fire in your fireplace. With all these things going on in your home, testing your smoke detectors should be part of your to-do list. A...

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How to Buy Business Insurance

How to Buy Business Insurance

If you own a small business, you need business insurance. That might seem like pretty obvious advice, but 44% of small businesses have never purchased any business insurance, even after operating for over a year! Those companies took a huge risk and if they didn’t...

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Changes to Michigan’s No-Fault Auto Insurance

Changes to Michigan’s No-Fault Auto Insurance

In May 2019, Michigan’s House of Representatives and Senate passed a law to fundamentally alter Michigan’s no-fault auto insurance law. Michigan has the highest auto insurance premiums in the country and has for the past 6 years. Due to public outcry, this deal was...

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Brief Explanation of Michigan’s Auto Insurance System

Brief Explanation of Michigan’s Auto Insurance System

If you’re new to Michigan you may be aware that the state has a reputation for expensive auto insurance due in part to the state’s “no-fault” auto insurance law. Parsing the legal language about what no-fault auto insurance is and how it affects you as a driver can be...

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Fall Homeowner Checklist

Fall Homeowner Checklist

Fall Homeowner Checklist When it comes to being a homeowner, winter can mean many things: hours spent shoveling snow, possible damage to your home, and rising costs of utilities from heating your house. Fall is the perfect time to take some preventive measures that...

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National Fire Prevention Month: Fire Escape Tips

National Fire Prevention Month: Fire Escape Tips

October is National Fire Prevention Month. As every homeowner knows, having a plan in case of a house fire is a necessity. The American Red Cross found of the 80% of people who said everyone in their house knew what to do during a fire, only half of those respondents...

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Michigan Fall Road Trip Ideas

Michigan Fall Road Trip Ideas

With fall just around the corner, we know that means it’s time to take in all of the beautiful colors that Michigan road trips have to offer! Michigan is one of the best states for experiencing the natural foliage of fall, and the drive is the best part! You might be...

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Tips for Purchasing Commercial Insurance in Michigan

Tips for Purchasing Commercial Insurance in Michigan

If you are looking for insurance so that you can open your own business in Michigan, it can be a tricky situation. At Entrust Insurance, we understand how important it is that you get insurance coverage to protect all of your belongings. Here are some great ways to...

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Storing Your Motorcycle in the Winter in Michigan

Storing Your Motorcycle in the Winter in Michigan

Michigan winters are harsh on motorcycles, so it’s important to prepare your bike properly for long winter storage. Without taking care of your motorcycle before you put it away, many things can go wrong. Failure to prepare your bike for the winter season can cost...

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How To Winterize Your Boat in Michigan

How To Winterize Your Boat in Michigan

Michigan winter comes in a hurry after summer vacationing and enjoying the warmer months. Failing to take the necessary steps to ensure that your boat is safe for the winter can end up costing you a fortune in both repairs and in time. Failure to winterize your boat...

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Common Pain Points for Michigan Insurance Customers

Common Pain Points for Michigan Insurance Customers

In Michigan, auto insurance has the highest average cost, causing insurance clients to be forced to reduce their overall coverage so that they can offset the high costs that they are paying.  Another huge problem is that when a client decides to renew their coverage,...

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NEWS UPDATE: Michigan Auto Insurance Claims in Shambles

NEWS UPDATE: Michigan Auto Insurance Claims in Shambles

We know Michigan has some of the highest costs of insurance than any other state in the United States. If you are in an automobile accident, your insurance premium cost raises more than any other state, according to studies. Since Michigan forces drivers to purchase...

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Do Michigan Homeowners Need Service Line Insurance?

Do Michigan Homeowners Need Service Line Insurance?

There are only three insurance companies in Michigan that offer service line insurance. You might be wondering if you need this special type of insurance, and the short answer is, absolutely yes! Because of the inconsistent weather that we experience in Michigan,...

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How to Create a Storm or Tornado Survival Kit

How to Create a Storm or Tornado Survival Kit

Michigan storms can often turn quickly into tornado weather conditions. It’s important to be prepared for such a disaster, which is why you should always have an emergency tornado survival kit for your home. Putting together a supply and survival kit means considering...

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Michigan Storms Can Lead to Tornadoes: How to be Prepared

Michigan Storms Can Lead to Tornadoes: How to be Prepared

So far, 2019 has seen a record number of storms in Michigan. For us insurance agents in Michigan, it has brought a lot of frustration for homeowners, as well as a lot of claims. In times like this, you may be wondering if it’s time to change your insurance policy or...

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First Time Michigan Homeowners Insurance Tips

First Time Michigan Homeowners Insurance Tips

Buying your first home is exciting, but it can also be overwhelming and stressful. We know you’ve worked hard to make this investment, so you want to be sure that you choose an insurance policy that will protect your investment effectively. With a number of other...

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Michigan Liability Insurance Versus Full Coverage

Michigan Liability Insurance Versus Full Coverage

When shopping for car insurance in Michigan, it’s important to understand the difference between coverages and what you will need for your policy. Liability insurance is mandatory in Michigan, but there are a lot of benefits to having full coverage that may make it...

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Do I Need Motorcycle Insurance in Michigan?

Do I Need Motorcycle Insurance in Michigan?

Motorcycle insurance is designed to protect you or another driver from financial burden in the case of an accident. The cost of repairs and/or medical bills from an incident involving a motorcycle can be costly, so it’s important to know exactly how motorcycle...

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How to Create a Fire Escape Plan

How to Create a Fire Escape Plan

How to Create a Fire Escape Plan As a homeowner insurance agent in Michigan, when we talk about house fires protection, we hear all too often: “It won’t happen to me!” But U.S. fire departments respond to nearly 370,000 residential house fires every year. House fires...

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Boating Safety Tips from a Michigan Boating Insurance Agency

Boating Safety Tips from a Michigan Boating Insurance Agency

Michigan’s lakes have no painted lines or traffic lights to follow, and boats move in every which direction. This can create a risk of a boating accident if you aren’t careful! Knowing how to properly boat and navigate the waters is important. Steering clear of other...

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General Liability versus Professional Liability Insurance.

General Liability versus Professional Liability Insurance.

If you are a small business owner, you know you likely need insurance to protect yourself and your assets. But, do you know the difference between general liability insurance and professional liability insurance? How do you know which policy covers different risks?...

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Protecting Your Property with Advanced Technology

Protecting Your Property with Advanced Technology

Long gone are the days of door shakers and electromagnetic contacts on a homeowner’s doors and windows. Both of these security tactics were meant to keep out unwanted visitors, also known as burglars. The electromagnetic contact security system was extremely high tech...

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Michigan Car Insurance Laws

Michigan Car Insurance Laws

If you are in the market for car insurance in Michigan, it’s worth your time to get to know Michigan’s car insurance laws so you can make sure to meet the requirements. Michigan Secretary of State’s auto insurance law requires that all drivers present current proof of...

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Will Insurance Replace or Repair a Damaged Roof?

Will Insurance Replace or Repair a Damaged Roof?

When a natural disaster strikes Michigan, having great homeowner’s insurance can make all the difference. Your home’s roof is its first protector, so it’s important to properly care for your roof. Without regular maintenance and care, a storm could lead to damage...

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What to do Immediately After a Car Accident

What to do Immediately After a Car Accident

If you have been in a car accident in Michigan, there are several things you need to consider as well as a few actions to take with your Michigan auto insurance company. First, reach out to your car insurance agent immediately after the accident. Your insurance agent...

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Insurance Tips: What to Do After Wind or Storm Damage

Insurance Tips: What to Do After Wind or Storm Damage

Springtime in Michigan can bring big storms, heavy rains and gusty winds. If storms cause damage to your property or home, you will need to file a claim with your insurance company. Severe storms can bring about potential complications when it’s time to collect your...

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Spring Forward and Change your Smoke Detector Batteries!

Spring Forward and Change your Smoke Detector Batteries!

Daylight saving time officially ends this weekend on Sunday, March 10, at 2:00 a.m. While a lot of today’s consumer electronics will automatically ‘spring forward’ one hour, you will need to manually change your clocks an hour forward on many household appliances. And...

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