Welcome to our video FAQ titled “What Is PLPD?” PLPD stands for “Personal Liability and Property Damage” insurance. Understanding PLPD is crucial for drivers and vehicle owners, as it represents a specific type of auto insurance coverage. We’ll explore the fundamental aspects of PLPD insurance, including what it covers and what it doesn’t. This video aims to breakdown PLPD and equip you with the knowledge needed to make informed decisions about your auto insurance coverage. Whether you’re a new driver or simply seeking to broaden your insurance knowledge, join us on this journey to gain clarity about PLPD and how it fits into your overall auto insurance strategy. Let’s get started!

Our owner and founder, Pat Brennan, explains more. Check out the video below!

What Is PLPD? -Insurance Term – Entrust Insurance, St. Clair Shores

Video Transcription

“PLPD which is oftentimes confused with no fault. So, let’s set the record straight no fault is Michigan insurance. We are a no-fault state. Every policy purchase is a no-fault insurance policy. What most people are referring to is they do not want collision or comprehensive. So PLPD is the required or the minimum coverage needed to drive your vehicle legally on the road which encompasses personal injury protection, unless you can opt out or waive that, bodily injury liability, under an uninsured liability, property damage, mini torts. So, those are what’s needed for you to not get pulled, over not get your car impounded, to be able to legally be on the road. And then in contrast to that, full coverage is when we add collision plus comprehensive coverage.”

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