Insurance FAQs

Do I Qualify to Remove PIP Coverage Under Michigan Law?

Do I Qualify to Remove PIP Coverage Under Michigan Law?

Do you want to know if you qualify to opt out of PIP coverage on your auto insurance policy? What determines if you qualify? Personal Injury Protection (PIP) used to be mandatory. This proved time and time again to be quite expensive for Michiganders. Let’s go over...

What Deductible Amount Is Recommended?

What Deductible Amount Is Recommended?

You have different deductible options for your insurance policy, but what is the most sensible option? You can have either a higher deductible or a lower one. A higher deductible may offset monthly costs but not in the long run. For example, if a tragedy happens then...

Should I Speak to an Agent or Quote Myself Online?

Should I Speak to an Agent or Quote Myself Online?

It is a huge benefit for you to speak to an agent. Why? Insurance companies do not want you to make a purchasing decision without understanding how your insurance policy is built and how it benefits you. Companies like us are client focused. We will educate you on...

How Are First-Time Home Buyers Affected By Market Values?

How Are First-Time Home Buyers Affected By Market Values?

Is it possible for the housing market to affect my policy as a first-time home buyer? The answer is yes. There are many factors that come into play. Your premium has a lot to do with your home's market value. Home values have exponentially risen in a very short amount...

What Are the Different Types of Agents?

What Are the Different Types of Agents?

Are you wondering what the different types of insurance agents are? Captives have their pitfall which includes not being able to shop more prices for you. Brokers are able to get you the best price and coverage possible by shopping all different insurances for you....

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