So how can you really know your policy? Do you understand all of your coverages? You have the right to ask your agent for your detailed policy. Ask any questions you may have to gain a full understanding of your policy. It's good practice to go over your policy like...
Insurance FAQs
How Do I Approach Inconsistent Quotes When Shopping Insurance?
Have you been shopping for insurance lately? Are you noticing all of your quotes are completely different? It's important that you are quoted with all of the different coverages for your needs. If you are quoted on all of the same coverages from each company then you...
What Should My Expectations Be With My Agent?
You should have expectations for your insurance agent. Clients should not be neglected. You and your policy matter. That being said, you deserve the best service. Pay attention to your interactions with your agent. Every agent can show you how much they care through...
What Shouldn’t You Focus on Price Alone?
Are you searching for a new policy? Shopping insurance? The main reason we hear people shopping is because of price. However, this isn't the end all be all. Your policy matters. It's your safeguard against tragedy or disaster. Therefore, your policy must be...
What is One of the Most Important Questions to Ask When Getting Quoted?
Disaster can happen without asking the right questions. It's important to be thoroughly involved with the quoting process. Be sure to give your agent as much information as possible. This way they are able to find you the right coverage. But, when you are shopping for...
What Can Happen When Your Policy Is Not Right For You?
It is very important that your policy is made right for you and your situation. Your coverage and cost should match your needs. Unfortunately, if your policy isn't crafted properly, some negative things can happen. Beware when getting quoted, especially by exclusive...
What is LPQ (Lowest Possible Quote)?
LPQ is a term coined by one of the bigger exclusive carriers. It's not very accurate as it is used as a sales tactic to draw you in. Your end result will typically always be higher than the initial cost that was appealing. Remember, cost isn't the only important...
How Important is it to Understand Your Home When it Comes To Insurance?
Homeowners insurance is a must if you own a home. It's important to have the right information ready in order to get the best policy built for your situation. You don't want to be undercovered, or overcovered and overpaying. We can avoid many of these issues by having...
How Long Should Your Conversation Be With Your Agent When Getting Quoted?
Are you calling around looking for quotes? When you are on the phone with an agent, you shouldn't be having a short call. An agent who cares will spend a good amount of time having the right conversation with you. Our owner, Pat Brenned, explains why a longer...
Do I Qualify to Remove PIP Coverage Under Michigan Law?
Do you want to know if you qualify to opt out of PIP coverage on your auto insurance policy? What determines if you qualify? Personal Injury Protection (PIP) used to be mandatory. This proved time and time again to be quite expensive for Michiganders. Let’s go over...