Insurance FAQs

How Can I Really Know My Policy?

How Can I Really Know My Policy?

So how can you really know your policy? Do you understand all of your coverages? You have the right to ask your agent for your detailed policy. Ask any questions you may have to gain a full understanding of your policy. It's good practice to go over your policy like...

What Should My Expectations Be With My Agent?

What Should My Expectations Be With My Agent?

You should have expectations for your insurance agent. Clients should not be neglected. You and your policy matter. That being said, you deserve the best service. Pay attention to your interactions with your agent. Every agent can show you how much they care through...

What Shouldn’t You Focus on Price Alone?

What Shouldn’t You Focus on Price Alone?

Are you searching for a new policy? Shopping insurance? The main reason we hear people shopping is because of price. However, this isn't the end all be all. Your policy matters. It's your safeguard against tragedy or disaster. Therefore, your policy must be...

What Can Happen When Your Policy Is Not Right For You?

What Can Happen When Your Policy Is Not Right For You?

It is very important that your policy is made right for you and your situation. Your coverage and cost should match your needs. Unfortunately, if your policy isn't crafted properly, some negative things can happen. Beware when getting quoted, especially by exclusive...

What is LPQ (Lowest Possible Quote)?

What is LPQ (Lowest Possible Quote)?

LPQ is a term coined by one of the bigger exclusive carriers. It's not very accurate as it is used as a sales tactic to draw you in. Your end result will typically always be higher than the initial cost that was appealing. Remember, cost isn't the only important...

Do I Qualify to Remove PIP Coverage Under Michigan Law?

Do I Qualify to Remove PIP Coverage Under Michigan Law?

Do you want to know if you qualify to opt out of PIP coverage on your auto insurance policy? What determines if you qualify? Personal Injury Protection (PIP) used to be mandatory. This proved time and time again to be quite expensive for Michiganders. Let’s go over...

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