When we mention hazard insurance, we are essentially referring to homeowners insurance. It encompasses the standard coverages that are included in a typical homeowners policy, such as dwelling coverage, personal property coverage, liability protection, and coverage for other structures on your property. However, hazard insurance goes beyond these basic coverages and includes a range of additional protections that often come as part of a comprehensive package. These can include lesser-known coverages like water backup, identity theft, equipment breakdown, and service line coverage. Join us as we delve deeper into the world of hazard insurance and shed light on the various coverages that are encompassed within it.

Our owner and founder, Pat Brennan, explains more about how it works and where to purchase it. Check out the video below!

What Is Hazard Insurance? – Entrust Insurance, St. Clair Shores

Video Transcription

“Hazard is… think homeowners insurance. Just the standard coverages on your homeowners policy and many of those are standard, dwelling, and personal property, other structures, liability. And a myriad of other coverages, too, that just come as a package. Lot of things you don’t see or don’t know that’s there. And then any of the optional coverages that are available like water backup, identity theft, equipment breakdown, service line. Coverages are all kind of encompassed. So when you think hazard just think homeowners insurance.”

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