GAP insurance (Guaranteed Asset Protection insurance) is a type of car insurance that covers the difference between the amount you owe on your car loan and the actual cash value of your car in the event of a total loss. This type of insurance is designed to protect you from financial loss if your car is stolen or totaled in an accident, and the insurance payout from your regular car insurance policy is not enough to pay off your car loan.

Our owner and founder, Pat Brennan, explains more about how it works and where to purchase it. Check out the video below!

What Is GAP Insurance? – Entrust Insurance, St. Clair Shores

Video Transcription

“Now is the time, if your renewal is coming up, now’s the time to shop it. If you’re going to see a negative rate adjustment, it’s going to happen now. It’s going to happen through this year, at least through the next six months. There is a need to make sure that you’re not overpaying. You may have been overpaying for some time now. And if you didn’t pay attention to it, you’re going to see it this year coming up. And if you don’t have an agent that can do that for you, you’ve got the State Farm, the Allstate, the Liberty Mutual. And what they have is all that they can give you. Then it’s time to get with an agent that has the tools to do the shopping for you. We have seven auto and seven home insurance companies. And so we can get a really good snapshot of what the pricing landscape looks like for you. It’s gonna save you time and the idea is to save you money.”

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