We often get asked if insurance costs more with an agent. The quick answer is…no! It's a common misconception that using an online insurance company, like Geico, would be cheaper but this isn't the case. The truth is, an effective insurance agent can help policy...
As you're out shopping for insurance, you are likely getting quotes from multiple insurance agents. The best way to choose between multiple insurance quotes is to look beyond just the policy amount. Yes, the price matters and you should consider it especially if some...
Between auto insurance and homeowners insurance there are roughly 70-100 factors that impact your policy rate. Some factors have more of an impact than others, but the reality is that each insurance company takes a slightly different approach to these policies and...
There are many life changes that you should discuss with your insurance agent in order to make sure you're adequately covered and are taking advantage of discounts or opportunities to save. From getting married and having a baby, to starting a new job or getting a...
First of all, congratulations! It's smart to be asking yourself this question about your insurance now that you're married. You should certainly speak to a insurance agent about this major milestone as you may be eligible for saving on your insurance policy by...
Your homeowners insurance policy dwelling limit is simply the cost it would take to rebuild your entire home at current prices for construction and labor. In the situation that your home is severely damaged or even destroyed by a covered event and you submit a claim,...
Your insurance policy deductible is simply the amount you are responsible to pay in an incident that is covered by your insurance. In most situations that are covered by your insurance provider, you will need to pay the amount of your deductible before your insurance...
Shopping for auto insurance can be a challenge, especially if you’re not really sure what each quote is based on. One study shows that 28% of drivers think they are paying too much for car insurance. Luckily, there are ways you can find out if that is the case. It...
We don't expect to see meaningful savings from Michigan auto insurance reform until July 2021 - July 2022. We've known about the auto insurance no-fault reform in Michigan for awhile now and it has been active since July 2, 2020. But the impact it will have on rates...
Collision insurance is an optional auto insurance coverage that helps to cover the costs associated with your vehicle when you are in an accident. While it’s an optional coverage option in Michigan, the vast majority of lenders who finance leases and auto...
